Market Timing is Pointless

Timing the market when investing has no point. You will never be right, twice, for every trade. Even when you completely mis time the market, during your entire career, you’ll be fine as long as you keep saving and never sell your investments. Read the full article here.

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Te gast bij Financial Independence Europe Podcast

Vandaag ben ik te gast bij de podcast van Financial Independence Europe!  Je kunt de aflevering hier beluisteren, of via je favoriete podcast platform. Ik praat over mijn ideeën over schulden wel of niet aflossen, vastgoed in Nederland, en beleggen in aandelen en ETFs. Veel luisterplezier!

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Merry Christmas to All – Some Posts You can’t Miss

I have quite a lot of articles and ideas for articles lined up, however, today I just want to wish you all a very merry Christmas. Thank you for being a reader of Fire The Boss. Thanks for your constructive criticism, and thank you in advance for all the good times we’re going to have in 2019! Read the full article here.

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Savings Rate Calculation – A New System

To become financially independent, you have to track your finances. I write articles monthly on how my finances are progressing, in my Monthly Overview posts. I have also given you insight in how I analyse my finances. In both posts, the savings rate is an important measure. For 2018, I’m going to change my savings rate calculation. Want to know why? Read more here.

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2019 Budget, by Popular Request

Today is a one-off post outside my regular schedule of Monday and Thursday (and the occasional Thoughts on Tuesday). Yesterday I wrote about my 2019 financial outlook. When discussing it on Reddit, people asked me to share more details on the 2019 budget. Read the full article here.

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Looking Forward to 2019 – Financial Planning

Posting my plans and goals for 2019 makes sense, after I reviewed the year of 2018 on Monday. I have been looking forward to 2019 for a few weeks already, budgeting and planning. I will plan out my goals both conservatively and optimistically, to arrive at a range. Landing anywhere in that range would make me very happy. Also, I decided to start posting actual numbers here to hopefully paint a better picture of the situation and the road to Fire The Boss. Let’s see what we’ve got here! Read the full article here.

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Rockstars Know Rockstars – Why Smart Friends Matter

You are the average of the five persons you hang out with the most. That’s a fact. With average I mean anything. Level of education, wealth, physical fitness, anything. Rockstars know rockstars! This phenomenon is coined the Rockstars know Rockstars principle, I believe by David Greene from the BiggerPockets real estate podcast. Have you ever wondered why celebrities tend to marry other celebrities? The people you hang out with are a large factor in your habits. I think it has to do with your perception of what you consider normal. Read the full article here.

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Looking Back at 2018 – Finances and Life

2018 is almost over and it’s been a fantastic year. Lots of things happened in my life, and in this post I want to stand still by some of them. Today we will be looking back at 2018 with the following: Job change Crypto crashes Starting Fire The Boss Refinanced my apartment Volatility in the market Read the full article here.

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Retirement Investment Optimisation – My New Portfolio

My employer and I put money into a pre-tax retirement account. The retirement company then invests it until my official retirement age. At that age, I can use the money to purchase a monthly payment for the rest of my life. The retirement account invests your money according to two choices. The first decision is to let the management company invest your money, or to invest in an allocation of your choice. The second decision is either how much risk you want to take (when they invest for you), or which funds to invest in (when you invest). If you…

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Why I Don’t Track Spending from Our Joint Accounts

I am a huge data nerd, and personal finance nerd. That’s something I’ve said before. Also, I’ve been known for tracking every cent I spend, so that I can analyse the money I spend. What gets measured gets improved, so I measure the things I want to improve on. Simple, right? Then why don’t I track the spending from the joint bank account I have with Girlfriend? What’s wrong with me? Read the full article here.

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