Job Hopping to Increase your Income

Job hopping is often frowned upon. But it is a proven way to increase your income over time. But what exactly is job hopping? You might be wondering now if you should change your job every year, just to keep pushing your income. Well, the answer is as you might guess, no. No, changing jobs every year might not be a good idea. Read the full article here.

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Salary Increase 2019: Bad, but Good

That’s a strange way to describe your salary increase for 2019!  Yup it is. My salary increase this year wasn’t that high. But a company wide increase of secondary benefits plus lower income taxes made my net income rise by about 100 euros. As said, it wasn’t good. I mean really, not good. I got a measly 1% raise on my gross monthly salary. When I switched jobs in March 2018, I made quite a jump. My gross monthly income went up by about 17%, but that’s after the increase I already got at my previous employee. Compared to my…

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Financial Planning for the Intermediate Term

This article is a continuation of the one I posted on Monday. During our money date [link] we discussed among other things buying a house together in the intermediate term. The financial planning around a decision like this is quite important. When you want to reach financial independence, it’s important that you keep your expenses in check. And since housing is the largest expense for most people, this is extremely important to keep down.  Currently we live in my apartment. I bought it roughly three years ago, and it’s nice and affordable in an OK part of the city. For…

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Money Date – the Importance of Talking to your Spouse

Data shows a lot of relations have friction when it comes to money. Even though I find it hard to do sometimes, I do think it’s super important to have regular money dates. Discussing money with your spouse is super important. Just communicate, especially about money! A lot of issues come from not communicating enough. Add to that the fact that money is always an issue between people and there’s a recipe for disaster. Are you in debt? Tell your spouse. Do you want something else with your money than before? Talk about it. Even if the December stock market correction…

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Dutch Wealth Tax – How Bad is It Really?

The Dutch tax system is based three types of income. The first is income from labour, the second is income from owning a company, the third is income from wealth. A lot has been written on the Dutch wealth tax, but how bad is it really? A lot has been written by fellow personal finance bloggers about the Dutch wealth tax. It would make The Netherlands impossible to live in if you’re aiming for financial independence and early retirement.  I don’t think this is actually the case. In this post I will show you exactly how our wealth tax system…

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Develop a New Habit: Do Something Unsustainable

Ever wondered to yourself “How does it come I can’t get myself to commit to develop a new habit”? I’ve been in that place too. Even though I’m usually a very intense person, I sometimes slack off. Today we’re going to look at how you can develop a new habit, by doing something very unsustainable for short periods of time. When you’ve decided you want to develop a new habit, the most important thing to do first is to move the needle. It can be very hard to get started, but once you’re there it’s not big deal anymore. Read…

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Live for free by investing in bonds

Most of the people I know who own their homes, have a mortgage. Some of them, such as my colleague, are trying to repay their mortgage as fast as possible. Today I’m going to discuss an alternative to paying off the mortgage by showing you how you could live for free by investing in bonds. Read more.

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Investment advertisements are predicting a crash

I see a lot of signs around me that we are heading for a new crash. Things like private lease cars, consumer credit, and investment advertisements are alarming me.  Everyone Should be Investing With a stock market that has been rising for years, banks and investment brokers are taking advantage. Advertisement on TV, radio, and print are pushing the ordinary consumer to start investing their money. Read more here.

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December 2018 Overview

In this post I look back at my finances and blogging experiences for December. Also I look at the entire year. A quick summary: I saved 40.7% in 2018, reaching my goal of 40% I expect more costs in January Fire The Boss got over 5k views in December, outpacing Ontsladebaas Read the full article here.

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We kondigen aan: Goed met Geld Podcast!

Jazeker! Samen met Stoppen Voor Mijn Vijftigste, ga ik een podcast opnemen gericht op millennials en hun financiën. Ondanks dat ik tegenwoordig in het Engels blog, is de podcast gewoon Nederlands. De show gaat Goed met Geld Podcast heten. We hebben al bijna alle afleveringen van het eerste seizoen opgenomen. Er moet nog wat audio ge-edit worden, maar dat komt wel goed. Begin februari zullen we de eerste aflevering online zetten. Houdt daarvoor onze blogs in de gaten!

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