Comparing to the Average Net Worth in The Netherlands

Comparisons with others are always interesting. I’m very competitive. Usually, I see everything as a game and I want to win. What’s a better metric to track than your net worth against the nation’s average net worth?  Winning in the world of personal finance doesn’t really exist. Most likely I will not become the most wealthy person on the planet, not even the most wealthy in my little country. But it’s good to compare, to see where you stand. A comparison can be a reality check to see whether you have to step up your game, or you’re doing a…

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Volatile Markets – What Bitcoin Taught Me

Do you have the guts to invest? You will experience some very volatile markets. Last December the markets dropped by 15-20% before moving back up in January and February. This volatility is expected. If you invest in equities, you’ll experience large swings. It’s not an if, but a when. You will lose money investing in the stock market. There will be years when equities are down by 40%. You have to be able to stomach this. Now, of course, you can mitigate some of these risks by diversifying your portfolio into bonds, but that’s not the point here. The point is…

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Go Get Some, Work Harder to Get Ahead

Go get some a motto used a lot by Jocko Willink in his podcast about leadership and extreme ownership. In these contexts, go get some means to do something badass, to deliver results, to be awesome. The way I see it, working hard is the way to move forward in life. If you move faster than your competition, make more hours (when necessary of course), and reliably deliver results, you will come out ahead in life. Go get some.  People blame a lot of their failures on a lack of talent. But talent is optional. What really matters is work…

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Develop your Skill Stack

In life, there are two ways to get better. One, you can get ahead and specialise in your niche. Or you can try to broaden your horizon and learn new skills. In this article I argue for the latter, and show you why you should develop your skill stack by building up more and more skills. This article was inspired both by Brad and Jonathan from the ChooseFI podcast, and some tweets I exchanged with CheesyFinance the other day. This go me thinking about why I do the things I do. Okay, let’s start with the most obvious two skills…

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Goed met Geld #003 “Meer Verdienen”

Aflevering 003 is live gegaan, luister hem hier! We praten over het spaarpercentage, en hoe je die kunt verhogen door meer te verdienen. We bespreken hiervoor drie manieren om je inkomen te verhogen: Actief inkomen genereren Semi actief inkomen genereren Passief inkomen genereren Daarnaast geven we natuurlijk enkele voorbeelden: Meer werken Vragen om een hoger salaris Het verkopen van spullen Verricht werk waarbij tijd niet 1-op-1 gerelateerd is aan de inkomsten (bijvoorbeeld een blog) Draag jouw kennis over door content te maken in de vorm van bijvoorbeeld cursussen Vind je onze podcast leuk? Abonneer je dan op onze nieuwsbrief hier,…

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My Birthday and a Quarter Life Crisis?

So this week was the week of my birthday. I turned 26. Turning 26 is a point in my life where I have to think about my future. Now that I’m officially closing in on 30, as Girlfriend would like to say, the goals I have in life are getting closer. My big financial goal is to fire my boss when I turn 40. Retiring at 40 means I have 14 years left. 14 years is a short amount of time to acquire the funds I need to retire on. So maybe I have to revisit my goals and look at…

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When to Play the Game, When to Break the Rules

In the Jocko Podcast published the 26th of December last year Jocko and Echo were talking about this dilemma of when to play the game and when to break the rules. They were discussing discipline and ownership in wide ranging topics from business to war and from relationships to everyday life.  The discussions were centred around the question whether you should play along when you don’t agree with decisions made by higher ups. Sometimes you should just break the rules to take ownership. However, in some cases it’s better to just play the game to be more effective. Jocko and Echo…

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Goed met Geld Podcast #002 “Spaarpercentage”

Aflevering 002 is live gegaan, luister hem hier! We praten over het spaarpercentage, en hoe dat een indicator is voor wanneer je kunt stoppen met werken. We halen Mr Money Mustache aan, maar ook onze eigen manieren hoe we ons spaarpercentage bijhouden. Vind je onze podcast leuk? Abonneer je dan op onze nieuwsbrief hier, en laat een rating en review achter op iTunes. Tot volgende week!

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Business Travel is Worth the Hassle

I’m a consultant. My job is to go to a client, fix a problem, and leave. Sometimes the problem is easy and we’re gone after a few weeks. Sometimes we stay for months or even years. Anyway, usually there is a fair amount of business travel involved.  Most clients are in The Netherlands. But not all of them. Currently I’m staffed on an international project in Europe at a small multinational client (<5,000 employees).  Business travel allows me to gain cool life experiences, and earn more money.

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January 2019 Overview

Another month has past and we’re now officially up and running with the new year! January was a fine month. As promised, 2019 is the year for me where I will be sharing real numbers instead of only percentages. So let’s not waste time and dive right into my income and expenses for the month, and what my investments have been doing (spoiler: they’ve done great!) Read the full post here.

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